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About us
A consulting firm with 15+ years of practical experience
Encreativ was built by practitioners who spent years working inside lenders, public bodies and project companies before advising them. That practical experience shapes every engagement — for clients across India.
Who we are
Advice that starts with your organisation
Too often, organisations receive the same standard report with a different name on the cover. We believe good advice must start from the specific organisation — its people, its numbers, its regulator and its history.
That is why every engagement begins with understanding how you actually work. Only then do we design the solution — and we stay through implementation to make sure it holds.
NBFC and lending is where we are strongest, and it shapes how we think: numbers first, regulation always, no shortcuts. We bring that discipline to every sector we serve.
Leadership
Led by senior practitioners
The firm is led by four senior consultants, each with more than fifteen years in their field. They work directly on client engagements — you will meet them in the first conversation. Our leaders serve on banking management boards.
Operations & Client Relations
15+ yearsRuns every active engagement day to day — timelines, teams and the client relationship. Background in financial-services operations and institutional management.
Business Development & Technology
15+ yearsLeads the technology and custom-solutions practice, helping lenders and public bodies adopt systems that people actually use.
Strategy & Transaction Advisory
15+ yearsBoard-level advice on strategy, restructuring and transactions across finance, real estate and infrastructure.
Sector Relations & Institutional Advisory
15+ yearsLong-standing working relationships across regulated finance and government; anchors public-sector and regulatory mandates.
Advisory network
Specialists when the engagement needs them
Behind the core team is a network of senior specialists we have worked with for years. They join an engagement only when it calls for their expertise — so you never pay for a team you don’t need.
- Credit & portfolio risk
- Regulatory compliance
- Chartered accountancy & audit
- Legal, contracts & recovery
- Technology architecture
- Project finance
- Government policy & procurement
- Rural & agri finance
Our values
What we stand for
Clarity
If something isn’t working, we say so plainly and in writing — without jargon.
Accountability
A report is not a result. We measure ourselves by what changes in your organisation.
Confidentiality
A confidentiality agreement comes before the first document. Client names are never published.
Meet the team that would work with you
Your first conversation is with a senior consultant, not a sales team.