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Products

Software built for lenders

Much of a credit or risk team’s day goes into reading documents, re-typing figures and checking totals. Our software takes on that work — with 25+ products and customised solutions live today, led by our flagship products, AI CAM and PledgeGuard.

LiveFlagship ai product · Credit appraisal

AI CAM

From one zip of client documents to a complete CAM — at ₹20 to ₹120 per CAM.

Upload the client’s documents in one zip. AI CAM detects and reads every document, applies your internal business rules and fills your CAM template — accurate, traceable and ready for your analyst.

  • One zip upload — documents detected automatically
  • OCR + AI reading with a balanced, low-token approach
  • Your business rules, your CAM template
  • ₹20 to ₹120 per CAM
AI CAMLive
  1. 1

    UploadOne zip

    All of the client’s documents in a single upload.

  2. 2

    DetectAutomatic

    Every document recognised and sorted by applicant.

  3. 3

    ReadOCR + AI

    Scanned and digital pages read with a balanced, low-token approach.

  4. 4

    AlignYour rules

    Figures checked against your credit policy.

  5. 5

    GenerateYour CAM

    The memo in your own template, ready for review.

₹20 – ₹120 per CAM · DPDP-compliant by design

LiveFlagship platform · Risk & collateral management

PledgeGuard

Every pledged security — valued daily, monitored continuously, acted on in time.

One platform for the risk and operations of a loan-against-securities book: daily collateral valuation, margin shortfall alerts, digital lien marking and accounting — with maker–checker control on every change.

  • Collateral valued daily on your haircuts
  • Margin shortfalls flagged early
  • Digital mutual fund lien marking
  • Maker–checker control on every change
PledgeGuardLive
  1. 1

    ValueDaily

    Every pledged security revalued with your haircut policy.

  2. 2

    MonitorContinuous

    Margin shortfalls and alerts surfaced early.

  3. 3

    ActMaker–checker

    Lien, de-pledge and liquidation — approved and recorded.

Maker–checker on every change · DPDP-compliant by design

Customised solutions

25+ products and customised solutions, live

Beyond our flagship products, we build focused solutions around an institution’s own process — and run them live with our clients. These are the areas they cover most often.

01

Credit & underwriting

Scorecards, eligibility engines and appraisal tools built on your own data and credit policy.

02

Collections & recovery

Bucket tracking, field productivity and recovery workflows that collections teams use every day.

03

Compliance & regulatory reporting

Compliance calendars, returns tracking and inspection evidence — with owners and reminders.

04

Board & management MIS

Board packs and management dashboards with the numbers that matter on page one.

05

Project & scheme monitoring

Progress, cost and fund-utilisation tracking for projects and public programmes.

06

Workflow automation

Focused tools that replace spreadsheets and email chains in approvals, reviews and operations.

How our products are built

Designed for regulated lending

Built inside real lending

Each product was designed with credit, risk and operations teams, around the work they do every day.

AI reads, your rules decide

AI and OCR read the documents; your internal business rules do every calculation — exactly as your policy states.

DPDP-compliant by design

Products run on your infrastructure, keep data in India, and never use your data to train AI.

Configured, not forced

Your templates, rules and reports — configured during implementation and proven in acceptance testing.

Advisory programmes

Packaged consulting, with a defined scope

For needs that come up again and again, we offer fixed-scope programmes — led by a senior consultant and tailored to your institution.

NBFC

NBFC Launch Programme

For: Promoters setting up a new NBFC

From the RBI application to day-one operations — one programme, one accountable team.

  • Capital, ownership and net owned fund structuring
  • Certificate of Registration application and RBI correspondence
  • Board, committees and the full policy suite
  • Operating model, processes and hiring plan
  • Loan management system selection
Discuss this programme
NBFC · Banking

RBI Inspection Readiness Review

For: NBFCs and co-operative banks with an inspection approaching

A structured gap review against current RBI directions, with fixes made before the inspectors arrive.

  • Gap review of policies, processes and returns
  • Prioritised action plan for management
  • Updated policies for board approval
  • Evidence file and compliance tracker
  • Support in responding to observations
Discuss this programme
NBFC · Banking

Credit Policy & Scorecard Build

For: Lenders entering a new product, segment or state

A credit policy that matches how you actually lend — and a scorecard built on your own repayment data.

  • Review of the current policy and portfolio performance
  • Revised credit policy and delegation of powers
  • Customised scorecard using your repayment history
  • Underwriting checklists for branches
  • Training for credit teams
Discuss this programme
NBFC

Co-lending Readiness

For: NBFCs partnering with a bank under co-lending

Process, data and agreement structure set up so the partnership actually goes live.

  • Partner requirement mapping
  • Process and data-sharing design
  • Policy and agreement review
  • Reporting and reconciliation set-up
  • Go-live support
Discuss this programme
NBFC · Banking

Collections Turnaround

For: Lenders with rising delinquencies

Find where the book is slipping and fix collections by bucket, geography and team.

  • Portfolio and roll-rate diagnosis
  • Collections strategy by bucket and region
  • Early-warning signals
  • Field agency governance
  • Weekly tracking through the turnaround
Discuss this programme
Real Estate

Society Redevelopment Advisory

For: Housing societies considering redevelopment

Independent advice so the society understands the offer before it signs.

  • Feasibility and entitlement assessment
  • Developer tender preparation
  • Comparison of proposals
  • Review of commercial terms
  • Support through agreement
Discuss this programme

See it working

Book a live demonstration

We will walk you through each product on realistic sample cases — and discuss a trial run on your own documents, inside your environment.