PledgeGuard
Every pledged security — valued daily, monitored continuously, acted on in time.
One platform for the risk and operations of a loan-against-securities book: daily collateral valuation, margin shortfall alerts, digital lien marking and accounting — with maker–checker control on every change.
- 1
ValueDaily
Every pledged security revalued with your haircut policy.
- 2
MonitorContinuous
Margin shortfalls and alerts surfaced early.
- 3
ActMaker–checker
Lien, de-pledge and liquidation — approved and recorded.
Maker–checker on every change · DPDP-compliant by design
Why lenders choose PledgeGuard
What it changes for your team
See risk every morning
The whole book revalued at the start of each day, using your haircut policy.
Catch shortfalls early
Margin shortfalls and alerts surfaced before they grow.
Act in one place
Lien, de-pledge and liquidation handled without leaving the platform.
Digital lien marking
Mutual fund liens marked and released digitally with the registrars.
Books that keep up
Loan accounting and reconciliation updated with every action.
Control built in
Maker–checker approval and a full audit trail on every change.
Data protection
Designed for DPDP Act compliance
Built so that borrower data stays protected, purpose-limited and accountable — in line with the Digital Personal Data Protection Act, 2023.
Your infrastructure
The platform and all borrower data stay on your servers.
Role-based access
Each user sees only what their role requires.
Full audit trail
A complete history of every change and approval.
Purpose-limited
Borrower data is used only to manage the loan and its collateral.
FAQ
Questions lenders ask us
What kind of lending does PledgeGuard support?
Loans against securities — shares, demat holdings and mutual funds — from lien marking to daily monitoring, liquidation and accounting.
How are margin shortfalls handled?
The book is revalued every day with your haircuts. Shortfalls are flagged early, and the platform shows what needs to be done to resolve them.
Does it work with AI CAM?
Yes. AI CAM opens from PledgeGuard with single sign-on, so credit appraisal and risk monitoring sit in one place.
See PledgeGuard working
Book a live demonstration
The best way to understand PledgeGuard is to see it on realistic cases. Talk to us — we will walk you through it and discuss a trial run in your environment.